tailored to your needs
- Fair APR
- No hidden costs
- No early repayment penalties
Affordable loans for any purpose with a convenient choice of ways to repay.Apply Now
Find a loan and apply online today.
Take advantage of our fair priced loan products. With no arrangement fees or penalties for early repayment, we have a range of affordable loans which are tailored to meet your needs.Check if you are eligible
You must live or work in a Birmingham “B ” postcode or the County of Warwickshire.
You must not be subject to a bankruptcy order, IVA, debt relief order or have unsatisfied CCJs less than two years old from application on your credit report.
Citysave loan calculator
Use the calculator below to work out how much your loan repayments are likely to be.
Simply enter the amount you wish to borrow, over how many months and the repayment frequency.
You can apply for loans for different purposes such as holidays, cars, bills, credit card debts, computers, home improvements, just about anything!
We monitor our rates to ensure that they are competitive.
Payroll Personal Loan
£500 – £10,000
£500 – £7,500
£500 – £3,000
Can I have more than one loan?
Members are eligible to have more than one loan, but the Credit Union will not accept more than one application in any one month period and will not provide more than two loans to any member at any one time.
How much can I borrow?
The maximum total borrowing at any one time is £10,000 per member.
How long do I have to repay?
Maximum loan length is 5 Years (2 years if the purpose is for a Holiday)
How do I receive the money?
Payments are made by bacs transfer or loaded onto a pre-paid debit card for security purposes.
Are there any costs to apply for a loan?
There are no hidden costs – we do not charge any arrangement fees or any repayment penalties on any of our loans.
How do you know if I'm suitable for a loan?
What ways can I repay my loan?
- Payroll deduction from participating local employers
- Direct Debit to make regular payments
- Benefits to be transferred
When will I know if my application was successful?
Once we have all the information for your loan assessment, we aim to come back to you with a decision within two working days. We may ask for evidence of income.