Junior Saving Account

Start saving now and build up a ‘nest egg’ on your child’s behalf.

This is available to children of adult members, from birth age up to the age of 16 years, when the account will be transferred and become the responsibility of the ‘Junior’.

Is it easy to open a Junior Account?

Yes it is easy and convenient. A child will be supported by the parent or guardian who will open the Junior Account on behalf of the junior person, sign the application form and take the responsibility of the Junior Account.

Download and complete the application form and send it to Citysave Credit Union.


If you have any problems regarding downloading the application form, please contact us and we will be happy to send one to you.

How to start saving

Payments and withdrawals on behalf of a child can be made via the account of the parent or guardian

For more information, please contact us on 0121 616 6200

What Happens When the junior member reaches 16 Years Old?
From their 16th birthday,  they become responsible for the account.  The named account holder is contacted by Citysave, and savings are transferred to an adult Credit Union membership account on completion of ‘Know Your Customer’ checks. The original adult member may continue depositing into the account, but can no longer have withdrawal access to the account.

Click here for the Terms & Conditions of the account

Introducing the Smartcash Card

If you want your child to be able to use a pre-paid Visa Debit card instead of walking around with pocket money then look no further than the Smartcash Card

As the parent you are able to control how much is loaded and even get reports on where the money is spent. The card comes with a mobile app that has everything the child needs to manage their account and even comes with some educational advice.

Click here for the Terms & Conditions of the Smartcash Card

For more information, please contact us on 0121 616 6200