Secure Saving with Us

When you save regularly, you are building a level of financial security in your life, and we always recommend our members have some savings for a rainy day.

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  • As a member benefit organisation, we return any surplus profits to our members each year in the form of a dividend.

  • A decision is made each year at the Annual General Meeting.

  • Citysave can announce that the dividend for members who held shares in the year to 30th September 2016, was 0.25%.

  • Dividend is paid on the average balance held during the year.

  • Please note that due to compliance with regulators, dividends on Child Trust Fund are paid 6th April annually.

  • Dividends are calculated on the surplus income after all operating costs. We are also obliged to retain statutory reserves to protect our membership by the Financial Conduct Authority who ensure that any dividend is carefully managed to make sure that the organisation remains financially strong.

  • Each member is responsible for declaring any dividend earned to the tax authorities.