Adults and children make deposits into the credit union to build up their savings, known as ‘shares’ for adult members.

Adult members can apply for a loan

The size of a loan depends on your ability to repay the loan. We always try to support our existing members who have a good record with us.

The interest paid by members on loans, provides the income to run the credit union.

Profits are distributed to members as a dividend.

The credit union is run by the members, for the members, with all officers being elected at the AGM and democratically accountable for their work.