Sunday September 05 , 2010
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Saving

Secure Saving with Us

 

When you save regularly, you are building a level of financial security in your life, and we always recommend our members have some savings for a rainy day.

We also provide saving plans for longer term plans such as saving for your next year holiday, your children, Christmas, a mortgage deposit, home improvement or even retirement. 

 

Dividends

  • As a not-for-profit organisation, we return any surplus profits to our members each year in the form of a dividend.

  • A decision is made each year at the Annual General Meeting.

  • The amount of dividend is calculated on the surplus income after all operating costs. We are also obliged to retain statutory reserves to protect our membership by the Financial Services Authority who ensure that any dividend is carefully managed to make sure that the organisation remains financially strong.

  • Each member is responsible for declaring any dividend earned to the tax authorities.

   

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