Directors

As a member-owned organisation Citysave Credit Union has a volunteer Board of Directors in place, that shapes the strategic direction and policies of the organisation. Directors contribute to the Board by setting clear objectives and establishing priorities, using assets effectively and exclusively for the benefit of Citysave Credit Union.Citysave Credit Union Board members give up their time and carry out duties for no payment. The day to day management and operations are delegated to a staff team. The Board remains ultimately responsible for appointing and supervising staff and ensuring the Credit Union is well managed and operates within agreed policies, the law and agreed budgets.

Directors are elected annually by the membership at the Annual General Meeting and they are elected for a term of three years. It is the duty of every Director to act in the interests of the members of Citysave Credit Union and to safeguard the assets of the Credit Union including human resources, money, property and equipment.

Citysave Board of Directors

We are seeking additional directors and supervisory officers, who will assist in directing policy and strategy for the organisation. In particular we are seeking directors with legal or banking backgrounds, and experience in third sector organisations. Nominees will be required to submit details of their skills and abilities for the Board to assess. The FSA must approve all nominated directors before they are able to take formal office. For an application please email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Current board:

Annette King - President

Annette was elected at the AGM on 1 May 2009. She was elected by the board to the post of President and Chair in October 2009. Annette brings considerable expertise in PR and IT, and has been able to support our development of the web site and technical services. Working for Birmingham Digital, Annette is very well connected and well known in the city. Annette brings enthusiasm and as a member of over 20 years, she is committed to developing Citysave for the wider benefit of members. Annette is a trustee of the charity set up by Citysave, Financial Inclusion Support (Birmingham), and sits on the Policy and Process Committee. She has 2 children and has worked for Birmingham Council for over 25 years.  

Chris Key

Chris Key was appointed at the AGM in 2009. Chris is a highly qualified and respected accountant, now a partner at Haines Watts. He has taken an oversight role in our financial compliance, and has been of assistance in directing required improvements within the finance function. He has invested time in visiting other well run credit unions in the area, advising best practice and completing a risk review. This has been fundamental to the improvements we are continuing to bring in. Chris is married with 2 children.

John Rose

John Rose is a director has also attended training in respect of compliance and governance. John is recently retired, and also is Treasurer of the West Midlands Chapter of the Association of British Credit Unions. He also takes an active role in several other credit unions in the Birmingham area. 

Brian Chatham

Brian has returned to the board of Citysave at the AGM in 2009. He has attended 4 of the 5 board meetings, and takes an active volunteering role in the office. He sits on the personnel committee and took the role of overseeing the redundancy process to ensure that it was conducted in a fair and equitable manner, mindful of the board duty to the staff. Brian is retired and has a number of community interests. 

Ineth Brown

Ineth joined the board as director in 2008 and has attended 6 out of 12 board meetings during the year. Ineth has also been involved in the marketing work of the organisation and supporting the changes implemented during the year. Ineth works for Birmingham City Council and is actively involved in supporting her community. 

Julie-Anne Wright

Julie-Anne returned to the board in 2009, and has attended 2 of the 4 meetings since her appointment. Julie-Anne brings considerable experience and expertise in HR, taking an active role in many of the changes being implemented in our staff and volunteer development. Julie-Anne has 2 children and works for Birmingham Council. 

Yvette Eschoe

Yvette joined the board at the AGM in 2009 and attended 2 of the 4 board meetings since her appointment. Yvette brings expertise in property management and has been of assistance in the reorganisation of the office for greater efficiency. Yvette sits on the policy and process committee.Yvette works for Birmingham Council and has an active community involvement.  

Khamlesh Dhande

Khamlesh Dhande is nominated for the position of Treasurer. Kam brings a range of financial experience, having been employed by Police Credit Union as Finance Manager for the past 3 years. Prior to this she has gained experience in the third sector financial management, with roles at the Midlands Art Centre, the Workers Educational Authority and St Basils. She has already acted as an adviser to us in an unofficial capacity and we welcome her knowledge of credit union sector finances in particular. We are particularly grateful that the Police Credit Union have allowed Kam to apply for this role and are supportive of collaborative working, which we hope to be of mutual benefit in the long term.

Keith Grindy

Keith Grindy is nominated to the board. Keith has been working as a volunteer at Citysave for 4 months and brings commercial and retail experience. Keith ran his own successful business before selling due to ill health. He works on projects to secure funding for our work and has been able to secure funding for the volunteer development role from the Worklessness Innovations fund. Keith is married and has a wide range of community and local interests.  

Brenda Spencer

Brenda Spencer is nominated to the board. Brenda works for the Debt Advice Team and brings expertise and experience in financial inclusion work. She has been involved in voluntary work and is passionately committed to supporting access to financial services in the city.           

The Supervisory Committee

This is our policing committee, and we are particularly keen to receive applications from anyone with audit, banking or professional experience which they would wish to use to support the board in the supervision of the organisation. The supervisors are asked to spend time in the business, reviewing areas of the business and reporting to the board on a quarterly basis any areas of concern to be addressed. The hours can be arranged to suit individual circumstances. Previous experience is not necessary, and training and a scope of work is provided. A small team is already in place.

Khilan Patel

Khilan worked with us in the finance team for 3 months before securing full time employment elsewhere. Khilan brings excellent financial and accounting experience and will focus on supervision of the finance function.

Tim Phillips

Tim has been involved with the board for many years, stepping down in 2009 due to work commitments. He works for Birmingham Council and has been a longstanding member.